How long do late payments stay on your credit report
Asked by admin @ in General viewed by 279 People
How long does it take for missed payments to fall off your credit report?
Asked by admin @ in General viewed by 279 People
How long does it take for missed payments to fall off your credit report?
Answered by admin @
Late payments remain on a credit report for up to seven years from the original delinquency date. the date of the missed payment. The late payment remains on your Equifax credit report even if you pay the past-due balance. For instance, if you had a late payment in April 2011, the late payment would come off your Equifax credit report April 2018, seven years after the date of the missed payment.
A late payment can stay on your credit reports for up to seven years and could impact your credit scores during the entire period it's there. Late payments tend to have the biggest impact when they first appear, and you can work to build your credit while waiting for late payments to fall off your credit reports.
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